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A.E.I. Financial Group

Santa Rosa, Petaluma, Windsor and Sonoma Investment Portfolio Analysis, Social Security Maximization and Investment Management

(707) 538-8027

Social Security Maximization in Santa Rosa

The financial planners at A.E.I. Financial Group are here to provide you with information and strategies to maximize your social security benefits. If you are approaching your full retirement age or are considering early retirement, contact us for assistance.

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We Are Here to Help You Understand Social Security Benefits

The world of social security is complex and unnavigable by the average Santa Rosa resident. Without proper guidance, you could wind up collecting much less money than you rightfully deserve. Financial strain during old age can give you unnecessary stress and also a lack of security when you need it most. Thankfully, we are only a phone call away.

We have years of experience in assisting couples, widows, and veterans with their social security retirement benefits. Time and time again our clients have secured their maximum benefits. The difference between a few thousand dollars annually might not seem like much. But when you need to sustain yourself off these benefits, every penny counts.

Do you have questions about delayed filings? Were you told to file for benefits during a low-income year and you are not sure as to how that will benefit you? Call us today. We’ll answer all your questions and more.

Maximize Social Security Benefits with Us

For a lot of people, social security benefits form the majority, if not all of their retirement income. Once they retire, they might depend on those benefits for every little thing, from their groceries to the commuter fees and other necessities.

As of 2015, the average monthly benefit for a retired worker was $1,328.00, while the maximum benefit was $2, 633.00. As of 2019, the maximum benefit raised to $2, 861.00.

We meet with many clients who receive significantly less than the maximum amount. Some of them, even after having 35 years of full-time work under their belt, receive even less than that. At A.E.I. Financial Group, we make sure you receive the absolute maximum amount you are entitled to. Not a penny more, not a penny less.

The Necessity of Social Security Planning

There have been some significant changes to social security in the last decade. The Bipartisan Budget Act of 2015, for example, eliminated roughly 9.5 billion dollars of benefits. This change might have affected you, or it might not have. What’s more, there have been increases in Medicare premiums and other changes.

These changes make it all the more necessary to speak with a professional when filing for social security. Even without taking these augmentations into account, the way social security benefits are calculated is extremely nuanced. What might seem fair to you could actually be unjust and vice versa.

When Your Retirement Fund Is Not Enough

The importance of receiving your full entitlement cannot be understated. For some people, their lives did not allow them to set money aside for their retirement. When your social security benefit is your sole source of income, making sure you get your claim filed properly becomes all the more important.

Retirement Planning Made Easy

As you prepare for retirement and get ready to take advantage of your benefits, there are several essential requirements and deadlines that you should account for in your transition period. Our financial planners will make the transition an easy one with our judicious advice, unmatched knowledge of social security systems, and courteous professionalism.

Make the most of your money, both now and in the future. Whether you are single, married, or divorced, our fiduciary advisors will help you optimize your social security claims so that you get the maximum amount out of your investment.

Call A.E.I. Financial Group today at (707) 538-8027 to request our services.